Every TZS rail your customers already use.
M-Pesa, Tigo Pesa, Airtel Money, HaloPesa, and direct bank transfers — unified behind one API and one settlement file in Tanzanian Shilling.
What you get
Mobile money pay-ins
STK push and USSD flows for M-Pesa, Tigo Pesa, Airtel Money and HaloPesa.
Bank transfers
Domestic instant transfer support and TIPS-ready integration where applicable.
Pay-outs to TZS wallets
Disburse to mobile money wallets and bank accounts via the same API.
Reversals & refunds
Native refund handling per rail with traceable lifecycle events.
Multi-rail routing
Smart routing chooses the best rail per customer to maximise success rates.
Reconciliation
Single CSV across rails, with normalised reference IDs and dispute fields.
From integration to settlement
- Step 1
Pick a rail
Customer chooses M-Pesa, Tigo Pesa, Airtel Money, HaloPesa or bank transfer in your checkout.
- Step 2
Authenticate
We initiate STK push, USSD or transfer instructions on the chosen rail.
- Step 3
Confirm
We poll and listen for confirmation, then fire a signed webhook to your endpoint.
- Step 4
Settle
Funds settle in TZS to your nominated account, T+1 by default.