Payments built for Tanzania,
engineered for the world.
Luna Tech unifies Tanzanian mobile money, bank transfers and international card networks into a single PCI DSS-aligned API — with anti-fraud and compliance built in.
One request away from production.
A single endpoint accepts every Tanzanian rail. Idempotent, signed, sandboxed — ship a checkout in an afternoon.
- Idempotent. Replay-safe with Idempotency-Key headers.
- Signed webhooks. HMAC-SHA256 with rotating secrets.
- Sandbox parity. Every rail, every status, end-to-end.
- Multi-currency. TZS, USD, EUR, GBP — settle in TZS.
Everything you need to accept money in Tanzania.
From mobile money to international cards, with the compliance and risk tooling expected of a tier-one PSP.
Local rails. Global settlement.
Accept payments from Tanzanian mobile money and bank transfers in TZS, settle internationally in USD, EUR or GBP — through one consistent API and one reconciliation report.
- TZS pay-ins via M-Pesa, Tigo Pesa, Airtel Money, HaloPesa and bank transfer
- International card acceptance with 3-D Secure 2 and dynamic currency
- T+1 settlement to Tanzanian or international correspondent accounts
- Reconciliation, dispute and refund tooling out of the box
Trust, encoded in every transaction.
Every rail, every endpoint, every byte — engineered to the standards regulators and acquirers expect.
PCI DSS aligned
PCI DSS Level 1 architecture with end-to-end tokenisation.
Encryption everywhere
TLS 1.3 in transit, AES-256 at rest, HSM-backed keys.
Real-time risk
Streaming ML risk scoring catches fraud before authorisation.
Built for regulators
Aligned to Bank of Tanzania, AML/KYC and DPA 2022.
Resilient by design
Multi-region active-active with a 99.99% uptime SLA.
Developer-first
REST + webhook API, idempotent endpoints and SDKs.
Ready to launch in TZS?
Join the early-access programme. We’ll onboard you into sandbox today and switch you live the moment our Bank of Tanzania authorisation lands.